Although most homeowners and rental policies exclude damage from earthquakes, earthquake insurance is still important for individuals living in the eastern United States. Advanced American Financial works with a number of reputable insurance carriers in order to provide earthquake insurance policies to protect the homes, businesses and belongings of our customers.
Most American citizens would be better protected if they had earthquake insurance policies. Over the past century, earthquakes have occurred in 39 states, and around 90 percent of the country’s population lives in places considered at risk for seismic activity.
Most of our customers can get an earthquake policy from the same insurance carrier that provides their home and flood insurance policies. This makes earthquake insurance affordable as multi-policy discounts generally apply.
Earthquake insurance pays out if your home or belongings are damaged in an earthquake. Losses related to landslides, sinking or settling earth, rising or contracting earth, and mudflows may be covered. Your experienced insurance agent at Advanced American Financial can discuss policy options with you to make sure you get the most appropriate coverage for your situation. Deductible amounts, limits and exclusions should all be carefully considered.
Because an earthquake can happen any time, it’s important for you to be prepared with more than just insurance coverage. Taking the time to prepare your home and family for disaster can greatly minimize the damage that occurs when disaster strikes. Follow this checklist for earthquake preparation:
Call Advanced American Financial to learn more or to get your free quote. We look forward to helping you protect your home, your belongings and your family.